Pacific Futures and Capital LLC (“PF&C”) is committed to safeguarding the personal information that you provide to us. This Privacy Statement describes how we handle and protect the personal information we collect about individuals who apply for or receive our products and services. The provisions of this notice apply to former customers as well as our current customers.

Why and How We Collect Personal Information

When you apply for or maintain an account with PF&C, we collect personal information about you for business purposes, such as evaluating your financial needs, processing your requests and transactions, informing you about products and services that may be of interest to you, and providing customer service. The personal information we collect about you includes:

• information you provide to us on applications and other forms, such as your name, address, date of birth, social security number, occupation, assets, and income;
• information about your transactions with us;
• information we receive from consumer reporting agencies, such as your credit history and creditworthiness, and other entities not affiliated with PF&C; and
• information you provide to us to verify your identity, such as a passport, or information received from other entities not affiliated with PF&C.

How We Protect Personal Information

We limit access to your personal information to those employees who need to know in order to conduct our business, service your account, and help you accomplish your financial objectives, such as providing you with a range of products and services. Our employees are required to maintain and protect the confidentiality of your personal information and our employees are instructed as to best practice methodologies for processing and maintaining confidential customer information.

We maintain physical, electronic, and procedural safeguards to protect your personal information.

We do not rent or sell your name or personal information to anyone. However, PF&C reserves the right to disclose personal information when it is necessary to fulfill PF&C’s regulatory requirements, protect PF&C’s intellectual or physical property, collect or report debts owed to PF&C, or exercise any right of law on behalf of PF&C.

Disclosure to Non-Affiliated Third Parties

In order to support the financial products and services we provide to you, we may share the personal information described above with third-parties not affiliated with us, including:

• Companies under contract to perform services for us or on our behalf, such as vendors that prepare and mail statements and transaction confirmations or provide data processing, computer software maintenance and development, transaction processing and marketing services.
• Compliance, accounting, and legal firms that assist PF&C in complying with regulatory requirements.
• These companies acting on our behalf are required to keep your personal information confidential. PF&C obtains assurance that the companies maintain privacy statements of their own, however, PF&C is not responsible for the privacy policies of these entities.
• Companies and regulatory authorities as permitted or required by applicable law. For example, we may disclose personal information to cooperate with regulatory authorities and law enforcement agencies to comply with subpoenas or other official requests, and as necessary to protect our rights or property.

Except as described in this privacy policy, we will not use your personal information for any other purpose unless we describe how such information will be used at the time you disclose it to us or we obtain your permission to do so.